Digital Payments and Financial Inclusion in India: Assessing the Role and Preparedness of Cooperative Banks in the UPI Era: (https://doi.org/10.5281/zenodo.21626612). BJAR [Internet]. 2026 Mar. 31 [cited 2026 Sep. 20];2(1). Available from: https://bjar.in/index.php/BJAR/article/view/34